It’s all about the money

August 12, 2016 By

Money, money, it’s such an interesting subject

Mention the word money to someone and see what their reaction is. Then ask them how much they make a year and watch their reaction. Ask them if they think they are great money managers and listen closely.

Money is a touchy subject. Often we look at things in black and white. Those who have it and those who don’t.

Are you someone who wants to have more money? If you answered yes (and I can’t imagine that you wouldn’t) what is it you really think about it? Do you love money or do you hate it? Are you thinking “of course I don’t love money”? And if you said “I love money”, are you feeling excited and elated about that or are you secretly thinking “um, that feels really strange”?

The importance of your relationship to money

The way you feel about money is the way your relationship is with it. Yes, you do have a relationship with money. As a business owner, this plays a huge role in your success and of course, in your profitability.

If you have a negative relationship with money you might bury your head in the sand when it comes to knowing your financials. When you do that, that just leads to disaster.

As a business owner, not knowing your numbers means that you cannot create a healthy business. It means that you may even be working for free. Now I know you don’t want that to happen, so it’s imperative that you know your numbers.

How to know your numbers

Here are simple steps to get your started:

  • Gather your income figures for the last 12 months
  • Gather your expenses for the last 12 months
  • Add each of them up to get a 12 month total and then subtract your expenses from your income
  • Ask: what do these figures mean for my business?

After you get your figure, hopefully you’ll be in the green, but if you aren’t take a deep breath. This may be the first time you have seen everything in one place.

The reason you want to ask what does this mean for my business is so that you can take a look at what is going on. You may need to go through your expenses to see what needs to be eliminated but you also may need to increase your income. If you do this, one thing is for sure, you will have a good financial picture in which to begin to make changes to lead you to profitability.

Can you see how knowing your figures will help you determine your outcomes? First you need to see what is going on, then you need to make adjustments and then from there you can begin to work on making a profit.

Give yourself a pat on the back for doing this. This may be a new behavior for you and you want to make sure you congratulate yourself for taking this action!

 

My free e-book will give you a step by step guide to creating a successful and profitable business as well as a life! Download my free e-book now! It even has a companion workbook that you can use to get starting immediately.

Filed Under: Business Mastery, Money Habits, Profits, Structure Tagged With: , , , ,

How connected are you to your money?

June 2, 2016 By

Is money an important aspect of empowering yourself?

If you said yes, then you are connected to your money.  Whoohoo, more than likely you are in the green and doing well with your business.  More than likely you are making a lot of money and feeling great about yourself. Congratulations!

Now I say more than likely because sometimes while you may feel that money is an important aspect of empowering yourself, there are things inside you that speak to the contrary. When that happens, you aren’t connected to your money in a strong enough way. It means that you may be struggling to make ends meet, pay the bills and earn the income you desire.

Connect with money

When you are not connected to money there are many challenges you face. A few that show up are:

  • Lack of financial independence
  • Not feeling empowered with money
  • Feeling overwhelmed with basic financial details

Let’s take a look at each one a little more closely and then learn what you can do to empower yourself to be strongly connected to your money.

Lack of financial independence.

You may blindly trust the handling of financial details to others. You may be happy when someone else is making financial decisions for you.

If you are lacking financial independence you in essence give your power over to someone else. You avoid making decisions that you need to make, you choose to ignore certain steps that you need to take and it’s a place where you may be letting others run the show rather than you. This gives you less than stellar results making you feel like you have let yourself down.

Not feeling empowered with money.

You can easily allow others to make you feel disempowered or inadequate about money. When you aren’t connected to your money, it’s hard to be empowered with it. You can be taken advantage of financially. This shows up when you negotiate your fees and walking away feeling as if you got the short end of the deal or that you didn’t get what you are worth. It shows up by you spending too much for products and services for your own business and in your life. And it shows up by you not taking steps to ensure your financial security.

Feeling overwhelmed with basic financial details.

You may wish you didn’t have to think about making or managing money.  You may avoid facing your own money situation, hoping it will improve on it’s own. You may pay your bills late or even forgo certain services that you need to have for your business. You may have a hard time balancing your checkbook, or not even keeping one. When this happens you may cause a lot of financial stress for yourself and your loved ones.

If you see yourself in any of the above, first let me tell you that you are in a great place! Awareness is everything. Next you can begin to create a stronger connection to your money.  It’s never too late to start!

“When you connect with your money, you connect with yourself” –Kim Ravida

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Creating a connection to your money.

Ask yourself the following questions:

  1. If you were solely responsible for your money management, what are 8 financial details you need to know?
  2. What are 3 qualities you appreciate in the people who have assisted you financially, and in what specific ways would your life change if you adopted these qualities for yourself?
  3. What beliefs would you have to acknowledge and transform in order to empower yourself to be independent financially?

Take a few moment to sit and ponder the questions and then journal them in a notebook. From there what one step are you willing to take right now?

I’d like to offer you an empowering money mindset as a take-way today.  It is:

“The more comfortable I get with money, the more I empower myself.” Say it outloud 3 times and notice how you feel. Then write it down and use it as your new money mindset.

If you are game to empower yourself, why not empower others, jump over to my Facebook page and share the one step you are willing to take right now to empower yourself and by doing so you’ll empower others..

Filed Under: Empowerment, Money Habits, net worth Tagged With: , ,

Do you have what it takes to have a winning mindset?

February 25, 2016 By

Were you ever told that you needed a new attitude? Sometimes you do. An attitude is your mindset. If you aren’t making the money you want in your business, you need to shift your mindset to one of unlimited opportunities for you to increase your self-worth and net worth!

Mindset is what I like to call the end all, be all. If you have the right mindset, anything is possible. If not, for the most part everything is difficult. Think about some pro athletes, often it is not their sheer talents and abilities that make them successful, but their mindset.

The right money mindset will have you seeing green.

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Do you have the mindset that it takes to win in your business? Do you have a winning mindset that no matter what, you will succeed? Did you reach your income goal from last year? What about for the month of January? If the answer is no, why not? What do you have to do or know or be in order to have that successful mindset so that you reach those financial goals? You may have gaps that are holding you back from reaching your goals.

Dollars and woman

If you have been listening to my free webinar series The 5 Key Money Areas, you may already have taken the quiz and know where your gaps are. If you haven’t taken the quiz yet, you can find it here, it’s short and it won’t take you longer than 5 minutes to do. It relates to The 5 Key Money Areas I’ve talked about this month.

Once you identify your gaps and take action to close them, you’ll be able to increase your self-worth and net worth. Doesn’t that sound like a beautiful thing!?

I’d love to hear what you think comment or email me at kim@kimravida.com to share!

Filed Under: Business Mastery, Empowerment, Money Habits, net worth, Personal Development, Reaching Goals, Self Worth Tagged With: , , , , , ,

Are you tired of waiting for things to change?

February 24, 2016 By

I was watching an episode of Brain Games and the scientist said that “everything you do changes your brain for good.” That’s a fascinating statement – so why then does it feel like it takes forever to 1) make a change and 2) see a change?

I have my own thoughts on this such as we have habits and patterns as well as mindsets that can keep us repeating the same things over and over again.Dollars spread out

Let’s take a look at saving money. Do you feel like it takes a split second to spend it yet forever to save it? Do you think “why bother saving money because it takes forever for it to grow”? If you do then no wonder nothing is changing.

Our mindset can make or break us and if we are in a why bother frame of mind, we are in a holding pattern, therefore there is no change because you aren’t doing anything. In order for our brain to change, we have to do something, not just anything though, it has to be something different from what we have been doing to see the changes.

Henry Ford said: If we do what we have always done, we’ll get what we always have gotten.

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So then, what will you do differently that will foster that change you want?  Please share here or email me privately at kim@kimravida.com

Filed Under: Empowerment, Money Habits, Personal Development, Reaching Goals, Self Worth Tagged With: , ,

How to make the results you want happen

February 19, 2016 By

I saw a Twitter post recently, that said: “Your Attitude Determines Your Direction” and I couldn’t agree more.

Your mindset is your attitude. If you have a winning mindset, guess what? You will win. If you have a losing mindset, well, you will lose.

When it comes to business (and heck, everything) if you aren’t in a winning mindset why are you even in the game? When it comes to being in business and making money, your mindset will make or break you.dreamstime_xs_51541207

My 6th and final free training in The 5 Key Money Areas webinar series is about mindset. You’ll learn how your mindset can transform your results and you’ll answer several questions that will help you with your mindset now.

Listen now and then come back to share your new winning mindset and the one thing you are going to do that will support your new mindset. Can’t wait to hear it! If you’d rather email me privately, please do so at kim@kimravida.com

Because no matter what, your mindset will determine your direction!

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Do these two things if you want to make more money.

February 11, 2016 By

financial freedomDid you think I was going to say forgiveness and boundaries?  Probably not.

When it comes to making more money, why is it important to forgive?  Often, when it comes to money you may not recognize that you may need to forgive in order to move forward.  It’s important to recognize that your relationship with money was formed by what you grew up with.  If you ever heard ‘money doesn’t grow on trees’ or ‘you have to work hard to make money’ you more than likely were imprinted with someone else’s beliefs that you took on for your own.  And more often than not you also created some of your own beliefs that are getting in your way of financial success.

Forgiveness is important when it comes to making more money.

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Beliefs that we have and operate by that aren’t our own (and here is the shocker, sometimes we don’t even know that isn’t how we feel until we dig a little deeper), have the unseen power to hold us back from realizing our potential.

Last week I began a 6 series free webinar training on 5 Key Money Areas in order to help you eliminate the gaps that could be holding you back from making more money.  Click here to listen to the forgiveness training to have a clearer understanding about how forgiveness can help you create a new family money legacy for yourself and the people who are important to you.

The area of boundaries is also key to your financial success because boundaries can be road blocks that you have placed on yourself or they can be solid supports that you use to honor yourself.  If you often feel uncomfortable discussing money or have not substantially increased your income over the past year, you could have a boundary issue.  A lot of small business owners have this problem.  It’s important for you to value yourself while honoring others so that you make and keep more money.  In this webinar training you are going to learn all about boundaries and how to close the gaps you may have.  Click here to listen to how you can do just that!

Click here first to listen to the Forgiveness Training and then listen to the one on Boundaries.

Boundaries can be road blocks or solid supports, which are yours?

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Do you have clear and present boundaries?

February 10, 2016 By

Do you remember the Tom Clancy book or movie, “Clear and Present Danger”?  Well if you don’t have clear and present boundaries you most definitely could be in danger!  This applies to all areas in our lives such as people and money.

Do you remember this:  “Warning!  Warning, Will Robinson”?  It was what the robot on “Lost in Space” would shout whenever there was danger. Boundaries protect us, they help tell not only ourselves but others what it is we will have in our lives and what we won’t. Take behavior, if you have weak boundaries you more than likely tolerate a lot of bad behavior from others. When it comes to your business and money, you may be giving your services away, over-delivering with a client or even working for free (though you might not even realize that part) and what about how you manage your money? Wait, you are managing it regularly, right?

Boundary

Are there some money boundaries that you need to set, maybe draw the line at over-spending, running up credit card debt or paying your bills late?  Maybe you have some behaviors around money that are holding you back from increasing your income?  Are you thinking to yourself “I never thought about this”?  That’s ok, I didn’t either.  However, now that I do know about it and know the ways in which not being aware of it impacted my income, I’m happy to share my knowledge with you.

Today’s the day that the 3rd training in my free webinar training series The 5 Key Money Areas is released and it’s all about Boundaries!  Go ahead, take a listen and let me know your thoughts.  I’d also love to hear one of the boundaries you want to change and what you will do about it.  Please comment or email me privately at kim@kimravida.com and let me know.

When you set solid, positive boundaries for yourself you have the power to set yourself free. Now that’s a powerful place to be.

“Money won’t create success, the freedom to make it will.” –Nelson Mandela

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Filed Under: Business Mastery, Empowerment, Money Habits, Personal Development, Reaching Goals, Self Worth Tagged With: , , , ,

Are you allowing your past to run your present?

February 9, 2016 By

Be honest here.  Are you allowing your past to run your present?

You may say no, nope, not at all. Great and let me ask you, have you ever said “that didn’t work well, so I’m not going to do that again”? Or what about “I already did that, it didn’t work for me”?

Well if you have then you are allowing your past experience to impact your present day results. I’ll give you an example. A client of mine wanted so badly to increase her income. She told me she would do anything in order to do so. You probably know what is coming, right? Well, she didn’t want to do this and she didn’t want to do that.

The past has no power over the present monent

When I would ask her why her response was that she had done that before and it didn’t work. That’s very valid, I’m not discounting that.  However, the problem was that she wasn’t open to analyzing why it didn’t work. That left her unable to learn from her efforts.  Notice I did not say “mistakes”. I believe there are no mistakes, only learning opportunities. The inability to learn from her efforts kept her firmly rooted in the past.

There are no mistakes, only opportunities to learn.

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In order to move forward, it is important to look at what didn’t or isn’t working in order to do what will work. When you are stuck in the past because of disappointment, fear or limiting beliefs you compromise your future.

In business, I like to look at ROE – Return On Everything, something I learned from Sandy Carter of IBM. And in looking at ROE knowing what didn’t work and why is just as valuable as knowing what will work.

In order to increase your income, you must know first the 5 Key Money Areas, what holds you back from moving forward and having the courage to do both. Because once you know that the past has no power over your present moment, you are free to make decisions that will bring you to where you want to be and having the results you want to have.

“The Past Has No Power Over Your Present Moment” — Eckhart Tolle

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When it comes to increasing your income, being in the past and in fear can have a direct impact on your results. If you would like to increase your income my free webinar training series the 5 Key Money Areas will help you do that. Below you will find the links to the first two trainings and make sure you follow me on Facebook and Twitter to get access to each subsequent training sessions (there are a total of 6 short trainings).

Training 1:  5 Key Money Areas

Training 2:  Forgiveness

I’d love to hear your comments on this post, the trainings or anything you would like to share. You can also email me personally at kim@kimravida.com if you’d like to keep your comments private.  I look forward to hearing from you.

Filed Under: Business Mastery, Empowerment, Money Habits, Personal Development, Reaching Goals, Self Worth Tagged With: , ,

You are the key

February 6, 2016 By

Happy Saturday!

Yesterday in the northeast we got a bit of snow.  Now I’m not a big fan of it but my Bernese Mountain Dog Baloo sure is!

Baloo hanging out in the snow

You can see he just makes himself at home in it.  So while I’m not a big fan, when you have a snow dog, you can’t help but go out in it.  So today we’ll go tromping about in the woods so he can have a blast and be out in the weather he was made for.  It’s pretty awesome, he even has a coat that practically dries off the second he shakes.  I like to say he’s a self-cleaning dog.

I hope that you have planned time off this weekend to relax and to just be.  So often my clients find themselves rushing around all weekend and back to work on Monday feeling frazzled and wishing for time off.  You know, you have to be the one to take it off.  No one is going to just give you time off.  It is up to you.

It’s like the 5 Key Money Areas that I have been sharing with you.  You truly are the key to them and the success of them and ultimately the success of yourself.  The first training was an overview of the 5 Key Money Areas and the second training was about Forgiveness.  I’m sure forgiveness wasn’t high on your list of actions to take to make money but hopefully after you listened you had a new perspective.

In the event you haven’t listened yet, I am including the links to the trainings so you can listen to them.  I kept them very short in order that you’d be able to listen and walk away with something new to think about.  There is also a quick action step in each if you so choose to do so.

Training 1:  5 Key Money Areas

Training 2:  Forgiveness

When you have listened to them, pop back to share your thoughts or feel free to email me directly at kim@kimravida.com.  I’d enjoy hearing your thoughts on the subject.

Filed Under: Business Mastery, Empowerment, Money Habits, Personal Development, Reaching Goals, Self Worth Tagged With: , , ,

Would you do this if you knew it would help you make more money?

February 5, 2016 By

Hello and welcome to Blog Day 5.  I’m a bit surprised to tell you that I’ve had a blast this week creating a blog a day!

Did you get to read yesterday’s blog, It’s easy to make more money?  Did you say ya right when you read the title?

I  don’t blame you, I did too when I first learned the 5 Key Money Areas.  I thought, what a farce, and got kind of annoyed.  Actually, really annoyed.  Yet, what I know from my professional training as well as my personal experience is that when I’m mad, annoyed, or any negative reaction it means that I’m on to something.  Something that can set me free and I’ll always be about that!

Business Team

Well today you get the next training in my free training series on the 5 Key Money Areas.  I don’t want to spoil it for you but what I will say is that if you do this, you will free yourself to be able to increase your income like you won’t believe.

Today I was talking with a client and I said that we all have “stuff” around money that comes up.  We can’t help it, some of it is our doing and some is not.  What’s important is that we don’t let it stand in our way of having what we want, especially when it comes to making money.

Listen to today’s training so that you don’t let your stuff stand in your way!

Once you listen, come back and post your comment or feel free to email me your thoughts directly at kim@kimravida.com.  I’d love to hear them.

 

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